TheUniformCustomsandPracticeforDocumentaryCredits,2007Revision,ICCPublicationno.600(“UCP”)arerulesthatapplytoanydocumentarycredit(“credit”)(including,totheextenttowhichtheymaybeapplicable,anystandbyletterofcredit)whenthetextofthecreditexpresslyindicatesthatitissubjecttotheserules.Theyarebindingonallpartiestheretounlessexpresslymodifiedorexcludedbythecredit.
跟单信用证统一惯例，2007年修订本，国际商会第600号出版物，适用于所有在正文中标明按本惯例办理的跟单信用证（包括本惯例适用范围内的备用信用证）。除非信用证中另有规定，本惯例对一切有关当事人均具有约束力。
Article2Definitions
第二条定义
Forthepurposeoftheserules:
就本惯例而言：
Advisingbankmeansthebankthatadvisesthecreditattherequestoftheissuingbank.
通知行意指应开证行要求通知信用证的银行。
Applicantmeansthepartyonwhoserequestthecreditisissued.
申请人意指发出开立信用证申请的一方。
Bankingdaymeansadayonwhichabankisregularlyopenattheplaceatwhichanactsubjecttotheserulesistobeperformed.
银行日意指银行在其营业地正常营业，按照本惯例行事的行为得以在银行履行的日子。
Beneficiarymeansthepartyinwhosefavouracreditisissued.
受益人意指信用证中受益的一方。
Complyingpresentationmeansapresentationthatisinaccordancewiththetermsandconditionsofthecredit,theapplicableprovisionsoftheserulesandinternationalstandardbankingpractice.
相符提示意指与信用证中的条款及条件、本惯例中所适用的规定及国际标准银行实务相一致的提示。
Confirmationmeansadefiniteundertakingoftheconfirmingbank,inadditiontothatoftheissuingbank,tohonourornegotiateacomplyingpresentation.
保兑意指保兑行在开证行之外对于相符提示做出兑付或议付的确定承诺。
Confirmingbankmeansthebankthataddsitsconfirmationtoacreditupontheissuingbank’sauthorizationorrequest.
Creditmeansanyarrangement,howevernamedordescribed,thatisirrevocableandtherebyconstitutesadefiniteundertakingoftheissuingbanktohonouracomplyingpresentation.
信用证意指一项约定，无论其如何命名或描述，该约定不可撤销并因此构成开证行对于相符提示予以兑付的确定承诺。
Honourmeans:
a.topayatsightifthecreditisavailablebysightpayment.
b.toincuradeferredpaymentundertakingandpayatmaturityifthecreditisavailablebydeferredpayment.
c.toacceptabillofexchange(“draft”)drawnbythebeneficiaryandpayatmaturityifthecreditisavailablebyacceptance.
兑付意指：
a.对于即期付款信用证即期付款。
b.对于延期付款信用证发出延期付款承诺并到期付款。
c.对于承兑信用证承兑由受益人出具的汇票并到期付款。
Issuingbankmeansthebankthatissuesacreditattherequestofanapplicantoronitsownbehalf.
开证行意指应申请人要求或代表其自身开立信用证的银行。
Negotiationmeansthepurchasebythenominatedbankofdrafts(drawnonabankotherthanthenominatedbank)and/ordocumentsunderacomplyingpresentation,byadvancingoragreeingtoadvancefundstothebeneficiaryonorbeforethebankingdayonwhichreimbursementisdueto(tobepaidthenominatedbank.
议付意指被指定银行在其应获得偿付的银行日或在此之前，通过向受益人预付或者同意向受益人预付款项的方式购买相符提示项下的汇票（汇票付款人为被指定银行以外的银行）及/或单据。
Nominatedbankmeansthebankwithwhichthecreditisavailableoranybankinthecaseofacreditavailablewithanybank.
被指定银行意指有权使用信用证的银行，对于可供任何银行使用的信用证而言，任何银行均为被指定银行。
Presentationmeanseitherthedeliveryofdocumentsunderacredittotheissuingbankornominatedbankorthedocumentssodelivered.
提示意指信用证项下单据被提交至开证行或被指定银行，抑或按此方式提交的单据。
Presentermeansabeneficiary,bankorotherpartythatmakesapresentation.
提示人意指做出提示的受益人、银行或其他一方。
Article3Interpretations
第三条释义
Whereapplicable,wordsinthesingularincludethepluralandinthepluralincludethesingular.
在适用的条款中，词汇的单复数同义。
Acreditisirrevocableevenifthereisnoindicationtothateffect.
信用证是不可撤销的，即使信用证中对此未作指示也是如此。
Adocumentmaybesignedbyhandwriting,facsimilesignature,perforatedsignature,stamp,symboloranyothermechanicalorelectronicmethodofauthentication.
单据可以通过手签、签样印制、穿孔签字、盖章、符号表示的方式签署，也可以通过其它任何机械或电子证实的方法签署。
Arequirementforadocumenttobelegalized,visaed,certifiedorsimilarwillbesatisfiedbyanysignature,mark,stamporlabelonthedocumentwhichappearstosatisfythatrequirement.
当信用证含有要求使单据合法、签证、证实或对单据有类似要求的条件时，这些条件可由在单据上签字、标注、盖章或标签来满足，只要单据表面已满足上述条件即可。
Branchesofabankindifferentcountriesareconsideredtobeseparatebanks.
一家银行在不同国家设立的分支机构均视为另一家银行。
Termssuchas"firstclass","wellknown","qualified","independent","official","competent"or"local"usedtodescribetheissuerofadocumentallowanyissuerexceptthebeneficiarytoissuethatdocument.
诸如"第一流"、"著名"、"合格"、"独立"、"正式"、"有资格"、"当地"等用语用于描述单据出单人的身份时，单据的出单人可以是除受益人以外的任何人。
Unlessrequiredtobeusedinadocument,wordssuchas"prompt","immediately"or"assoonaspossible"willbedisregarded.
除非确需在单据中使用，银行对诸如"迅速"、"立即"、"尽快"之类词语将不予置理。
Theexpression"onorabout"orsimilarwillbeinterpretedasastipulationthataneventistooccurduringaperiodoffivecalendardaysbeforeuntilfivecalendardaysafterthespecifieddate,bothstartandenddatesincluded.
"于或约于"或类似措辞将被理解为一项约定，按此约定，某项事件将在所述日期前后各五天内发生，起迄日均包括在内。
Thewords"to","until","till",“from”and“between”whenusedtodetermineaperiodofshipmentincludethedateordatesmentioned,andthewords“before”and"after"excludethedatementioned.
词语"×月×日止"（to）、"至×月×日"（until）、"直至×月×日"(till)、"从×月×日"(from)及“在X月X日至X月X日之间”(between)用于确定装运期限时，包括所述日期。词语“X月X日之前”(before)及“X月X日之后”(after)不包括所述日期。
Thewords“from”and"after"whenusedtodetermineamaturitydateexcludethedatementioned.
词语“从X月X日”（from）以及“X月X日之后”(after)用于确定到期日时不包括所述日期。
Theterms"firsthalf"and"secondhalf"ofamonthshallbeconstruedrespectivelyasthe1sttothe15thandthe16thtothelastdayofthemonth,alldatesinclusive.
术语"上半月"和"下半月"应分别理解为自每月"1日至15日"和"16日至月末最后一天"，包括起迄日期。
Theterms"beginning","middle"and"end"ofamonthshallbeconstruedrespectivelyasthe1sttothe10th,the11thtothe20thandthe21sttothelastdayofthemonth,alldatesinclusive.
术语"月初"、"月中"和"月末"应分别理解为每月1日至10日、11日至20日和21日至月末最后一天，包括起迄日期。
Article4Creditsv.Contracts
第四条信用证与合同
a.Acreditbyitsnatureisaseparatetransactionfromthesaleorothercontractonwhichitmaybebased.Banksareinnowayconcernedwithorboundbysuchcontract,evenifanyreferencewhatsoevertoitisincludedinthecredit.Consequently,theundertakingofabanktohonour,tonegotiateortofulfilanyotherobligationunderthecreditisnotsubjecttoclaimsordefencesbytheapplicantresultingfromitsrelationshipswiththeissuingbankorthebeneficiary.
Abeneficiarycaninnocaseavailitselfofthecontractualrelationshipsexistingbetweenbanksorbetweentheapplicantandtheissuingbank.
a.就性质而言，信用证与可能作为其依据的销售合同或其它合同，是相互独立的交易。即使信用证中提及该合同，银行亦与该合同完全无关，且不受其约束。因此，一家银行作出兑付、议付或履行信用证项下其它义务的承诺，并不受申请人与开证行之间或与受益人之间在已有关系下产生的索偿或抗辩的制约。
受益人在任何情况下，不得利用银行之间或申请人与开证行之间的契约关系。
b.Anissuingbankshoulddiscourageanyattemptbytheapplicanttoinclude,asanintegralpartofthecredit,copiesoftheunderlyingcontract,proformainvoiceandthelike.
b.开证行应劝阻申请人将基础合同、形式发票或其它类似文件的副本作为信用证整体组成部分的作法。
Article5Documentsv.Goods,ServicesorPerformance
第五条单据与货物／服务／行为
Banksdealwithdocumentsandnotwithgoods,servicesorperformancetowhichthedocumentsmayrelate.
银行处理的是单据，而不是单据所涉及的货物、服务或其它行为。
Article6Availability,ExpiryDateandPlaceforPresentation
第六条有效性、有效期限及提示地点
a.Acreditmuststatethebankwithwhichitisavailableorwhetheritisavailablewithanybank.Acreditavailablewithanominatedbankisalsoavailablewiththeissuingbank.
a.信用证必须规定可以有效使用信用证的银行，或者信用证是否对任何银行均为有效。对于被指定银行有效的信用证同样也对开证行有效。
b.Acreditmuststatewhetheritisavailablebysightpayment,deferredpayment,acceptanceornegotiation.
b.信用证必须规定它是否适用于即期付款、延期付款、承兑抑或议付。
c.Acreditmustnotbeissuedavailablebyadraftdrawnontheapplicant.
c.不得开立包含有以申请人为汇票付款人条款的信用证。
d.i.Acreditmuststateanexpirydateforpresentation.Anexpirydatestatedforhonourornegotiationwillbedeemedtobeanexpirydateforpresentation.
d.i信用证必须规定提示单据的有效期限。规定的用于兑付或者议付的有效期限将被认为是提示单据的有效期限。
ii.Theplaceofthebankwithwhichthecreditisavailableistheplaceforpresentation.Theplaceforpresentationunderacreditavailablewithanybankisthatofanybank.Aplaceforpresentationotherthanthatoftheissuingbankisinadditiontotheplaceoftheissuingbank.
ii.可以有效使用信用证的银行所在的地点是提示单据的地点。对任何银行均为有效的信用证项下单据提示的地点是任何银行所在的地点。不同于开证行地点的提示单据的地点是开证行地点之外提交单据的地点。
e.Exceptasprovidedinsub-article29(a),apresentationbyoronbehalfofthebeneficiarymustbemadeonorbeforetheexpirydate.
e.除非如29(a)中规定，由受益人或代表受益人提示的单据必须在到期日当日或在此之前提交。
Article7IssuingBankUndertaking
第七条开证行的承诺
a.Providedthatthestipulateddocumentsarepresentedtothenominatedbankortotheissuingbankandthattheyconstituteacomplyingpresentation,theissuingbankmusthonourifthecreditisavailableby:
倘若规定的单据被提交至被指定银行或开证行并构成相符提示，开证行必须按下述信用证所适用的情形予以兑付：
i.sightpayment,deferredpaymentoracceptancewiththeissuingbank;
i.由开证行即期付款、延期付款或者承兑；
ii.sightpaymentwithanominatedbankandthatnominatedbankdoesnotpay;
ii.由被指定银行即期付款而该被指定银行未予付款；
iii.deferredpaymentwithanominatedbankandthatnominatedbankdoesnotincuritsdeferredpaymentundertakingor,havingincurreditsdeferredpaymentundertaking,doesnotpayatmaturity;
iii.由被指定银行延期付款而该被指定银行未承担其延期付款承诺，或者虽已承担延期付款承诺但到期未予付款；
iv.acceptancewithanominatedbankandthatnominatedbankdoesnotacceptadraftdrawnonitor,havingacceptedadraftdrawnonit,doesnotpayatmaturity;
iv.由被指定银行承兑而该被指定银行未予承兑以其为付款人的汇票，或者虽已承兑以其为付款人的汇票但到期未予付款；
v.negotiationwithanominatedbankandthatnominatedbankdoesnotnegotiate.
v.由被指定银行议付而该被指定银行未予议付。
b.Anissuingbankisirrevocablyboundtohonourasofthetimeitissuesthecredit.
b.自信用证开立之时起，开证行即不可撤销地受到兑付责任的约束。
c.Anissuingbankundertakestoreimburseanominatedbankthathashonouredornegotiatedacomplyingpresentationandforwardedthedocumentstotheissuingbank.Reimbursementfortheamountofacomplyingpresentationunderacreditavailablebyacceptanceordeferredpaymentisdueatmaturity,whetherornotthenominatedbankprepaidorpurchasedbeforematurity.Anissuingbank'sundertakingtoreimburseanominatedbankisindependentoftheissuingbank’sundertakingtothebeneficiary.
c.开证行保证向对于相符提示已经予以兑付或者议付并将单据寄往开证行的被指定银行进行偿付。无论被指定银行是否于到期日前已经对相符提示予以预付或者购买，对于承兑或延期付款信用证项下相符提示的金额的偿付于到期日进行。开证行偿付被指定银行的承诺独立于开证行对于受益人的承诺。
Article8ConfirmingBankUndertaking
第八条保兑行的承诺
a.Providedthatthestipulateddocumentsarepresentedtotheconfirmingbankortoanyothernominatedbankandthattheyconstituteacomplyingpresentation,theconfirmingbankmust:
a.倘若规定的单据被提交至保兑行或者任何其他被指定银行并构成相符提示，保兑行必须：
i.honour,ifthecreditisavailableby：
i.兑付，如果信用证适用于：
a.sightpayment,deferredpaymentoracceptancewiththeconfirmingbank;
a.由保兑行即期付款、延期付款或者承兑；
b.sightpaymentwithanothernominatedbankandthatnominatedbankdoesnotpay;
b.由另一家被指定银行即期付款而该被指定银行未予付款；
c.deferredpaymentwithanothernominatedbankandthatnominatedbankdoesnotincuritsdeferredpaymentundertakingor,havingincurreditsdeferredpaymentundertaking,doesnotpayatmaturity;
c.由另一家被指定银行延期付款而该被指定银行未承担其延期付款承诺，或者虽已承担延期付款承诺但到期未予付款；
d.acceptancewithanothernominatedbankandthatnominatedbankdoesnotacceptadraftdrawnonitor,havingacceptedadraftdrawnonit,doesnotpayatmaturity;
d.由另一家被指定银行承兑而该被指定银行未予承兑以其为付款人的汇票，或者虽已承兑以其为付款人的汇票但到期未予付款；
e.negotiationwithanothernominatedbankandthatnominatedbankdoesnotnegotiate.
e.由另一家被指定银行议付而该被指定银行未予议付。
ii.negotiate,withoutrecourse无追索权,ifthecreditisavailablebynegotiationwiththeconfirmingbank.
ii.若信用证由保兑行议付，无追索权地议付。
b.Aconfirmingbankisirrevocablyboundtohonourornegotiateasofthetimeitaddsitsconfirmationtothecredit.
b.自为信用证加具保兑之时起，保兑行即不可撤销地受到兑付或者议付责任的约束。
c.Aconfirmingbankundertakestoreimburseanothernominatedbankthathashonouredornegotiatedacomplyingpresentationandforwardedthedocumentstotheconfirmingbank.Reimbursementfortheamountofacomplyingpresentationunderacreditavailablebyacceptanceordeferredpaymentisdueatmaturity,whetherornotanothernominatedbankprepaidorpurchasedbeforematurity.Aconfirmingbank'sundertakingtoreimburseanothernominatedbankisindependentoftheconfirmingbank’sundertakingtothebeneficiary.
c.保兑行保证向对于相符提示已经予以兑付或者议付并将单据寄往开证行的另一家被指定银行进行偿付。无论另一家被指定银行是否于到期日前已经对相符提示予以预付或者购买，对于承兑或延期付款信用证项下相符提示的金额的偿付于到期日进行。保兑行偿付另一家被指定银行的承诺独立于保兑行对于受益人的承诺。
d.Ifabankisauthorizedorrequestedbytheissuingbanktoconfirmacreditbutisnotpreparedtodoso,itmustinformtheissuingbankwithoutdelayandmayadvisethecreditwithoutconfirmation.
Article9AdvisingofCreditsandAmendments
第九条信用证及修改的通知
a.Acreditandanyamendmentmaybeadvisedtoabeneficiarythroughanadvisingbank.Anadvisingbankthatisnotaconfirmingbankadvisesthecreditandanyamendmentwithoutanyundertakingtohonourornegotiate.a.信用证及其修改可以通过通知行通知受益人。除非已对信用证加具保兑，通知行通知信用证不构成兑付或议付的承诺。
b.Byadvisingthecreditoramendment,theadvisingbanksignifiesthatithassatisfieditselfastotheapparentauthenticityofthecreditoramendmentandthattheadviceaccuratelyreflectsthetermsandconditionsofthecreditoramendmentreceived.
b.通过通知信用证或修改，通知行即表明其认为信用证或修改的表面真实性得到满足，且通知准确地反映了所收到的信用证或修改的条款及条件。
c.Anadvisingbankmayutilizetheservicesofanotherbank(“secondadvisingbank”)toadvisethecreditandanyamendmenttothebeneficiary.Byadvisingthecreditoramendment,thesecondadvisingbanksignifiesthatithassatisfieditselfastotheapparentauthenticityoftheadviceithasreceivedandthattheadviceaccuratelyreflectsthetermsandconditionsofthecreditoramendmentreceived.
c.通知行可以利用另一家银行的服务（“第二通知行”）向受益人通知信用证及其修改。通过通知信用证或修改，第二通知行即表明其认为所收到的通知的表面真实性得到满足，且通知准确地反映了所收到的信用证或修改的条款及条件。
d.Abankutilizingtheservicesofanadvisingbankorsecondadvisingbanktoadviseacreditmustusethesamebanktoadviseanyamendmentthereto.
d.如一家银行利用另一家通知行或第二通知行的服务将信用证通知给受益人，它也必须利用同一家银行的服务通知修改书。
e.Ifabankisrequestedtoadviseacreditoramendmentbutelectsnottodoso,itmustsoinform,withoutdelay,thebankfromwhichthecredit,amendmentoradvicehasbeenreceived.
e.如果一家银行被要求通知信用证或修改但决定不予通知，它必须不延误通知向其发送信用证、修改或通知的银行。
f.Ifabankisrequestedtoadviseacreditoramendmentbutcannotsatisfyitselfastotheapparentauthenticityofthecredit,theamendmentortheadvice,itmustsoinform,withoutdelay,thebankfromwhichtheinstructionsappeartohavebeenreceived.Iftheadvisingbankorsecondadvisingbankelectsnonethelesstoadvisethecreditoramendment,itmustinformthebeneficiaryorsecondadvisingbankthatithasnotbeenabletosatisfyitselfastotheapparentauthenticityofthecredit,theamendmentortheadvice.
f.如果一家被要求通知信用证或修改，但不能确定信用证、修改或通知的表面真实性，就必须不延误地告知向其发出该指示的银行。如果通知行或第二通知行仍决定通知信用证或修改，则必须告知受益人或第二通知行其未能核实信用证、修改或通知的表面真实性。
Article10Amendments
第十条修改
a.Exceptasotherwiseprovidedbyarticle38,acreditcanneitherbeamendednorcancelledwithouttheagreementoftheissuingbank,theconfirmingbank,ifany,andthebeneficiary.
a.除本惯例第38条另有规定外，凡未经开证行、保兑行（如有）以及受益人同意，信用证既不能修改也不能撤销。
b.Anissuingbankisirrevocablyboundbyanamendmentasofthetimeitissuestheamendment.Aconfirmingbankmayextenditsconfirmationtoanamendmentandwillbeirrevocablyboundasofthetimeitadvisestheamendment.Aconfirmingbankmay,however,choosetoadviseanamendmentwithoutextendingitsconfirmationand,ifso,itmustinformtheissuingbankwithoutdelayandinformthebeneficiaryinitsadvice.
b.自发出信用证修改书之时起，开证行就不可撤销地受其发出修改的约束。保兑行可将其保兑承诺扩展至修改内容，且自其通知该修改之时起，即不可撤销地受到该修改的约束。然而，保兑行可选择仅将修改通知受益人而不对其加具保兑，但必须不延误地将此情况通知开证行和受益人。
c.Thetermsandconditionsoftheoriginalcredit(oracreditincorporatingpreviouslyacceptedamendments)willremaininforceforthebeneficiaryuntilthebeneficiarycommunicatesitsacceptanceoftheamendmenttothebankthatadvisedsuchamendment.Thebeneficiaryshouldgivenotificationofacceptanceorrejectionofanamendment.Ifthebeneficiaryfailstogivesuchnotification,apresentationthatcomplieswiththecreditandtoanynotyetacceptedamendmentwillbedeemedtobenotificationofacceptancebythebeneficiaryofsuchamendment.Asofthatmomentthecreditwillbeamended.
c.在受益人向通知修改的银行表示接受该修改内容之前，原信用证（或包含先前已被接受修改的信用证）的条款和条件对受益人仍然有效。受益人应发出接受或拒绝接受修改的通知。如受益人未提供上述通知，当其提交至被指定银行或开证行的单据与信用证以及尚未表示接受的修改的要求一致时，则该事实即视为受益人已作出接受修改的通知，并从此时起，该信用证已被修改。
d.Abankthatadvisesanamendmentshouldinformthebankfromwhichitreceivedtheamendmentofanynotificationofacceptanceorrejection.
d.通知修改的银行应当通知向其发出修改书的银行任何有关接受或拒绝接受修改的通知。
e.Partialacceptanceofanamendmentisnotallowedandwillbedeemedtobenotificationofrejectionoftheamendment.
e.不允许部分接受修改，部分接受修改将被视为拒绝接受修改的通知。
f.Aprovisioninanamendmenttotheeffectthattheamendmentshallenterintoforceunlessrejectedbythebeneficiarywithinacertaintimeshallbedisregarded.
Article11TeletransmittedandPre-AdvisedCreditsandAmendments
第十一条电讯传递与预先通知的信用证和修改
a.Anauthenticatedteletransmissionofacreditoramendmentwillbedeemedtobetheoperativecreditoramendment,andanysubsequentmailconfirmationshallbedisregarded.
Ifateletransmissionstates"fulldetailstofollow"(orwordsofsimilareffect),orstatesthatthemailconfirmationistobetheoperativecreditoramendment,thentheteletransmissionwillnotbedeemedtobetheoperativecreditoramendment.Theissuingbankmustthenissuetheoperativecreditoramendmentwithoutdelayintermsnotinconsistentwiththeteletransmission.
a.经证实的信用证或修改的电讯文件将被视为有效的信用证或修改，任何随后的邮寄证实书将被不予置理。
b.Apreliminaryadviceoftheissuanceofacreditoramendment(“pre-advice”)shallonlybesentiftheissuingbankispreparedtoissuetheoperativecreditoramendment.Anissuingbankthatsendsapre-adviceisirrevocablycommittedtoissuetheoperativecreditoramendment,withoutdelay,intermsnotinconsistentwiththepre-advice.
b.只有准备开立有效信用证或修改的开证行，才可以发出开立信用证或修改预先通知书。发出预先通知的开证行应不可撤销地承诺将不延误地开出有效的信用证或修改，且条款不能与预先通知书相矛盾。
Article12Nomination
第十二条指定
a.Unlessanominatedbankistheconfirmingbank,anauthorizationtohonourornegotiatedoesnotimposeanyobligationonthatnominatedbanktohonourornegotiate,exceptwhenexpresslyagreedtobythatnominatedbankandsocommunicatedtothebeneficiary.
b.Bynominatingabanktoacceptadraftorincuradeferredpaymentundertaking,anissuingbankauthorizesthatnominatedbanktoprepayorpurchaseadraftacceptedoradeferredpaymentundertakingincurredbythatnominatedbank.
c.Receiptorexaminationandforwardingofdocumentsbyanominatedbankthatisnotaconfirmingbankdoesnotmakethatnominatedbankliabletohonourornegotiate,nordoesitconstitutehonourornegotiation.
c.非保兑行身份的被指定银行接受、审核并寄送单据的行为既不使得该被指定银行具有兑付或议付的义务，也不构成兑付或议付。
Article13Bank-to-BankReimbursementArrangements
第十三条银行间偿付约定
a.Ifacreditstatesthatreimbursementistobeobtainedbyanominatedbank("claimingbank")claimingonanotherparty("reimbursingbank"),thecreditmuststateifthereimbursementissubjecttotheICCrulesforbank-to-bankreimbursementsineffectonthedateofissuanceofthecredit.
b.IfacreditdoesnotstatethatreimbursementissubjecttotheICCrulesforbank-to-bankreimbursements,thefollowingapply:
i.Anissuingbankmustprovideareimbursingbankwithareimbursementauthorizationthatconformswiththeavailabilitystatedinthecredit.Thereimbursementauthorizationshouldnotbesubjecttoanexpirydate.
ii.Aclaimingbankshallnotberequiredtosupplyareimbursingbankwithacertificateofcompliancewiththetermsandconditionsofthecredit.
ii.不应要求索偿行向偿付行提供证实单据与信用证条款及条件相符的证明。
iii.Anissuingbankwillberesponsibleforanylossofinterest,togetherwithanyexpensesincurred,ifreimbursementisnotprovidedonfirstdemandbyareimbursingbankinaccordancewiththetermsandconditionsofthecredit.
iii.如果偿付行未能按照信用证的条款及条件在首次索偿时即行偿付，则开证行应对索偿行的利息损失以及产生的费用负责。
iv.Areimbursingbank'schargesarefortheaccountoftheissuingbank.However,ifthechargesarefortheaccountofthebeneficiary,itistheresponsibilityofanissuingbanktosoindicateinthecreditandinthereimbursementauthorization.Ifareimbursingbank'schargesarefortheaccountofthebeneficiary,theyshallbedeductedfromtheamountduetoaclaimingbankwhenreimbursementismade.Ifnoreimbursementismade,thereimbursingbank'schargesremaintheobligationoftheissuingbank.
c.Anissuingbankisnotrelievedofanyofitsobligationstoprovidereimbursementifreimbursementisnotmadebyareimbursingbankonfirstdemand.
c.如果偿付行未能于首次索偿时即行偿付，则开证行不能解除其自身的偿付责任。
Article14StandardforExaminationofDocuments
第十四条审核单据的标准
a.Anominatedbankactingonitsnomination,aconfirmingbank,ifany,andtheissuingbankmustexamineapresentationtodetermine,onthebasisofthedocumentsalone,whetherornotthedocumentsappearontheirfacetoconstituteacomplyingpresentation.
a.按照指定行事的被指定银行、保兑行（如有）以及开证行必须对提示的单据进行审核，并仅以单据为基础，以决定单据在表面上看来是否构成相符提示。
b.Anominatedbankactingonitsnomination,aconfirmingbank,ifany,andtheissuingbankshalleachhaveamaximumoffivebankingdaysfollowingthedayofpresentationtodetermineifapresentationiscomplying.Thisperiodisnotcurtailedorotherwiseaffectedbytheoccurrenceonorafterthedateofpresentationofanyexpirydateorlastdayforpresentation.
c.Apresentationincludingoneormoreoriginaltransportdocumentssubjecttoarticles19,20,21,22,23,24or25mustbemadebyoronbehalfofthebeneficiarynotlaterthan21calendardaysafterthedateofshipmentasdescribedintheserules,butinanyeventnotlaterthantheexpirydateofthecredit.
d.Datainadocument,whenreadincontextwiththecredit,thedocumentitselfandinternationalstandardbankingpractice,neednotbeidenticalto,butmustnotconflictwith,datainthatdocument,anyotherstipulateddocumentorthecredit.
d.单据中内容的描述不必与信用证、信用证对该项单据的描述以及国际标准银行实务完全一致，但不得与该项单据中的内容、其它规定的单据或信用证相冲突。
e.Indocumentsotherthanthecommercialinvoice,thedescriptionofthegoods,servicesorperformance,ifstated,maybeingeneraltermsnotconflictingwiththeirdescriptioninthecredit.
e.除商业发票外，其它单据中的货物、服务或行为描述若须规定，可使用统称，但不得与信用证规定的描述相矛盾。
f.Ifacreditrequirespresentationofadocumentotherthanatransportdocument,insurancedocumentorcommercialinvoice,withoutstipulatingbywhomthedocumentistobeissuedoritsdatacontent,bankswillacceptthedocumentaspresentedifitscontentappearstofulfilthefunctionoftherequireddocumentandotherwisecomplieswithsub-article14(d).
f.如果信用证要求提示运输单据、保险单据和商业发票以外的单据，但未规定该单据由何人出具或单据的内容。如信用证对此未做规定，只要所提交单据的内容看来满足其功能需要且其它方面与十四条（d）款相符，银行将对提示的单据予以接受。
g.Adocumentpresentedbutnotrequiredbythecreditwillbedisregardedandmaybereturnedtothepresenter.
g.提示信用证中未要求提交的单据，银行将不予置理。如果收到此类单据，可以退还提示人。
h.Ifacreditcontainsaconditionwithoutstipulatingthedocumenttoindicatecompliancewiththecondition,bankswilldeemsuchconditionasnotstatedandwilldisregardit.
h.如果信用证中包含某项条件而未规定需提交与之相符的单据，银行将认为未列明此条件，并对此不予置理。
i.Adocumentmaybedatedpriortotheissuancedateofthecredit,butmustnotbedatedlaterthanitsdateofpresentation.
i.单据的出单日期可以早于信用证开立日期，但不得迟于信用证规定的提示日期。
j.Whentheaddressesofthebeneficiaryandtheapplicantappearinanystipulateddocument,theyneednotbethesameasthosestatedinthecreditorinanyotherstipulateddocument,butmustbewithinthesamecountryastherespectiveaddressesmentionedinthecredit.Contactdetails(telefax,telephone,emailandthelike)statedaspartofthebeneficiary’sandtheapplicant’saddresswillbedisregarded.However,whentheaddressandcontactdetailsoftheapplicantappearaspartoftheconsigneeornotifypartydetailsonatransportdocumentsubjecttoarticles19,20,21,22,23,24or25,theymustbeasstatedinthecredit.
k.Theshipperorconsignorofthegoodsindicatedonanydocumentneednotbethebeneficiaryofthecredit.
k.显示在任何单据中的货物的托运人或发货人不必是信用证的受益人。
l.Atransportdocumentmaybeissuedbyanypartyotherthanacarrier,owner,masterorchartererprovidedthatthetransportdocumentmeetstherequirementsofarticles19,20,21,22,23or24oftheserules.
假如运输单据能够满足本惯例第19条、20条、21条、22条、23条或24条的要求，则运输单据可以由承运人、船东、船长或租船人以外的任何一方出具。
Article15ComplyingPresentation
第十五条相符提示
a.Whenanissuingbankdeterminesthatapresentationiscomplying,itmusthonour.
a.当开证行确定提示相符时，就必须予以兑付。
b.Whenaconfirmingbankdeterminesthatapresentationiscomplying,itmusthonourornegotiateandforwardthedocumentstotheissuingbank.
b.当保兑行确定提示相符时，就必须予以兑付或议付并将单据寄往开证行。
c.Whenanominatedbankdeterminesthatapresentationiscomplyingandhonoursornegotiates,itmustforwardthedocumentstotheconfirmingbankorissuingbank.
c.当被指定银行确定提示相符并予以兑付或议付时，必须将单据寄往保兑行或开证行。
Article16DiscrepantDocuments,WaiverandNotice
第十六条不符单据及不符点的放弃与通知
a.Whenanominatedbankactingonitsnomination,aconfirmingbank,ifany,ortheissuingbankdeterminesthatapresentationdoesnotcomply,itmayrefusetohonourornegotiate.
a.当按照指定行事的被指定银行、保兑行（如有）或开证行确定提示不符时，可以拒绝兑付或议付。
b.Whenanissuingbankdeterminesthatapresentationdoesnotcomply,itmayinitssolejudgementapproachtheapplicantforawaiverofthediscrepancies.Thisdoesnot,however,extendtheperiodmentionedinsub-article14(b).
b.当开证行确定提示不符时，可以依据其独立的判断联系申请人放弃有关不符点。然而，这并不因此延长14条（b）款中述及的期限。
c.Whenanominatedbankactingonitsnomination,aconfirmingbank,ifany,ortheissuingbankdecidestorefusetohonourornegotiate,itmustgiveasinglenoticetothateffecttothepresenter.
c.当按照指定行事的被指定银行、保兑行（如有）或开证行决定拒绝兑付或议付时，必须一次性通知提示人。
Thenoticemuststate:
i.thatthebankisrefusingtohonourornegotiate;and
i.银行拒绝兑付或议付；及
ii.eachdiscrepancyinrespectofwhichthebankrefusestohonourornegotiate;and
ii.银行凭以拒绝兑付或议付的各个不符点；及
iii.a)thatthebankisholdingthedocumentspendingfurtherinstructionsfromthepresenter;or
iii.a)银行持有单据等候提示人进一步指示；或
b)thattheissuingbankisholdingthedocumentsuntilitreceivesawaiverfromtheapplicantandagreestoacceptit,orreceivesfurtherinstructionsfromthepresenterpriortoagreeingtoacceptawaiver;or
b)开证行持有单据直至收到申请人通知弃权并同意接受该弃权，或在同意接受弃权前从提示人处收到进一步指示；或
c)thatthebankisreturningthedocuments;or
c)银行退回单据；或
d)thatthebankisactinginaccordancewithinstructionspreviouslyreceivedfromthepresenter.
d)银行按照先前从提示人处收到的指示行事。
d.Thenoticerequiredinsub-article16(c)mustbegivenbytelecommunicationor,ifthatisnotpossible,byotherexpeditiousmeansnolaterthanthecloseofthefifthbankingdayfollowingthedayofpresentation.
d.第十六条（c）款中要求的通知必须以电讯方式发出，或者，如果不可能以电讯方式通知时，则以其它快捷方式通知，但不得迟于提示单据日期翌日起第五个银行工作日终了。
e.Anominatedbankactingonitsnomination,aconfirmingbank,ifany,ortheissuingbankmay,afterprovidingnoticerequiredbysub-article16(c)(iii)(a)or(b),returnthedocumentstothepresenteratanytime.
f.Ifanissuingbankoraconfirmingbankfailstoactinaccordancewiththeprovisionsofthisarticle,itshallbeprecludedfromclaimingthatthedocumentsdonotconstituteacomplyingpresentation.
f.如果开证行或保兑行未能按照本条款的规定行事，将无权宣称单据未能构成相符提示。
g.Whenanissuingbankrefusestohonouroraconfirmingbankrefusestohonourornegotiateandhasgivennoticetothateffectinaccordancewiththisarticle,itshallthenbeentitledtoclaimarefund,withinterest,ofanyreimbursementmade.
g.当开证行拒绝兑付或保兑行拒绝兑付或议付，并已经按照本条款发出通知时，该银行将有权就已经履行的偿付索取退款及其利息。
Article17OriginalDocumentsandCopies
第十七条正本单据和副本单据
a.Atleastoneoriginalofeachdocumentstipulatedinthecreditmustbepresented.
a.信用证中规定的各种单据必须至少提供一份正本。
b.Abankshalltreatasanoriginalanydocumentbearinganapparentlyoriginalsignature,mark,stamp,orlabeloftheissuerofthedocument,unlessthedocumentitselfindicatesthatitisnotanoriginal.
b.除非单据本身表明其不是正本，银行将视任何单据表面上具有单据出具人正本签字、标志、图章或标签的单据为正本单据。
c.Unlessadocumentindicatesotherwise另外的,abankwillalsoacceptadocumentasoriginalifit:
c.除非单据另有显示，银行将接受单据作为正本单据如果该单据：
i.appearstobewritten,typed,perforatedorstampedbythedocumentissuer’shand;or
i.表面看来由单据出具人手工书写、打字、穿孔签字或盖章；或
ii.appearstobeonthedocumentissuer’soriginalstationery;or
ii.表面看来使用单据出具人的正本信笺；或
iii.statesthatitisoriginal,unlessthestatementappearsnottoapplytothedocumentpresented.
d.Ifacreditrequirespresentationofcopiesofdocuments,presentationofeitheroriginalsorcopiesispermitted.
d.如果信用证要求提交副本单据，则提交正本单据或副本单据均可。
e.Ifacreditrequirespresentationofmultipledocumentsbyusingtermssuchas"induplicate","intwofold"or"intwocopies",thiswillbesatisfiedbythepresentationofatleastoneoriginalandtheremainingnumberincopies,exceptwhenthedocumentitselfindicatesotherwise.
e.如果信用证使用诸如“一式两份”、“两张”、“两份”等术语要求提交多份单据，则可以提交至少一份正本，其余份数以副本来满足。但单据本身另有相反指示者除外。
Article18CommercialInvoice
第十八条商业发票
a.Acommercialinvoice:
a.商业发票：
i.mustappeartohavebeenissuedbythebeneficiary(exceptasprovidedinarticle38);
i.必须在表面上看来系由受益人出具（第三十八条另有规定者除外）；
ii.mustbemadeoutinthenameoftheapplicant(exceptasprovidedinsub-article38(g));
ii.必须做成以申请人的名称为抬头（第三十八条（g）款另有规定者除外）
iii.mustbemadeoutinthesamecurrencyasthecredit;and
iii.必须将发票币别作成与信用证相同币种。
iv.neednotbesigned.
iv.无须签字。
b.Anominatedbankactingonitsnomination,aconfirmingbank,ifany,ortheissuingbankmayacceptacommercialinvoiceissuedforanamountinexcessoftheamountpermittedbythecredit,anditsdecisionwillbebindinguponallparties,providedthebankinquestionhasnothonouredornegotiatedforanamountinexcessofthatpermittedbythecredit.
b.按照指定行事的被指定银行、保兑行（如有）或开证行可以接受金额超过信用证所允许金额的商业发票，倘若有关银行已兑付或已议付的金额没有超过信用证所允许的金额，则该银行的决定对各有关方均具有约束力。
c.Thedescriptionofthegoods,servicesorperformanceinacommercialinvoicemustcorrespondwiththatappearinginthecredit.
c.商业发票中货物、服务或行为的描述必须与信用证中显示的内容相符。
Article19TransportDocumentCoveringatLeastTwoDifferentModesofTransport
第十九条至少包括两种不同运输方式的运输单据
a.Atransportdocumentcoveringatleasttwodifferentmodesoftransport(multimodalorcombinedtransportdocument),howevernamed,mustappearto:
a.至少包括两种不同运输方式的运输单据（即多式运输单据或联合运输单据），不论其称谓如何，必须在表明上看来：
i.indicatethenameofthecarrierandbesignedby:
i.显示承运人名称并由下列人员签署：
thecarrieroranamedagentfororonbehalfofthecarrier,or
承运人或承运人的具名代理或代表，或
themasteroranamedagentfororonbehalfofthemaster.
船长或船长的具名代理或代表。
Anysignaturebythecarrier,masteroragentmustbeidentifiedasthatofthecarrier,masteroragent.
承运人、船长或代理的任何签字必须分别表明承运人、船长或代理的身份。
Anysignaturebyanagentmustindicatewhethertheagenthassignedfororonbehalfofthecarrierorfororonbehalfofthemaster.
代理的签字必须显示其是否作为承运人或船长的代理或代表签署提单。
ii.indicatethatthegoodshavebeendispatched,takeninchargeorshippedonboardattheplacestatedinthecredit,by:
ii.通过下述方式表明货物已在信用证规定的地点发运、接受监管或装载
pre-printedwording,or
预先印就的措词，或
astampornotationindicatingthedateonwhichthegoodshavebeendispatched,takeninchargeorshippedonboard.
注明货物已发运、接受监管或装载日期的图章或批注。
Thedateofissuanceofthetransportdocumentwillbedeemedtobethedateofdispatch,takinginchargeorshippedonboard,andthedateofshipment.However,ifthetransportdocumentindicates,bystampornotation,adateofdispatch,takinginchargeorshippedonboard,thisdatewillbedeemedtobethedateofshipment.
运输单据的出具日期将被视为发运、接受监管或装载以及装运日期。然而，如果运输单据以盖章或批注方式标明发运、接受监管或装载日期，则此日期将被视为装运日期。
iii.indicatetheplaceofdispatch,takinginchargeorshipmentandtheplaceoffinaldestinationstatedinthecredit,evenif:
iii.显示信用证中规定的发运、接受监管或装载地点以及最终目的地的地点，即使：
a.thetransportdocumentstates,inaddition,adifferentplaceofdispatch,takinginchargeorshipmentorplaceoffinaldestination,or
a.运输单据另外显示了不同的发运、接受监管或装载地点或最终目的地的地点，或
b.thetransportdocumentcontainstheindication"intended"orsimilarqualificationinrelationtothevessel,portofloadingorportofdischarge.
b.运输单据包含“预期”或类似限定有关船只、装货港或卸货港的指示。
iv.bethesoleoriginaltransportdocumentor,ifissuedinmorethanoneoriginal,bethefullsetasindicatedonthetransportdocument.
iv.系仅有的一份正本运输单据，或者，如果出具了多份正本运输单据，应是运输单据中显示的全套正本份数。
v.containtermsandconditionsofcarriageormakereferencetoanothersourcecontainingthetermsandconditionsofcarriage(shortformorblankbacktransportdocument).Contentsoftermsandconditionsofcarriagewillnotbeexamined.
v.包含承运条件须参阅包含承运条件条款及条件的某一出处（简式或背面空白的运输单据）者，银行对此类承运条件的条款及条件内容不予审核。
vi.containnoindicationthatitissubjecttoacharterparty.
vi.未注明运输单据受租船合约约束。
b.Forthepurposeofthisarticle,transhipmentmeansunloadingfromonemeansofconveyanceandreloadingtoanothermeansofconveyance(whetherornotindifferentmodesoftransport)duringthecarriagefromtheplaceofdispatch,takinginchargeorshipmenttotheplaceoffinaldestinationstatedinthecredit.
b.就本条款而言，转运意指货物在信用证中规定的发运、接受监管或装载地点到最终目的地的运输过程中，从一个运输工具卸下并重新装载到另一个运输工具上（无论是否为不同运输方式）的运输。
c.i.Atransportdocumentmayindicatethatthegoodswillormaybetranshippedprovidedthattheentirecarriageiscoveredbyoneandthesametransportdocument.
c.i.只要同一运输单据包括运输全程，则运输单据可以注明货物将被转运或可被转运。.
ii.Atransportdocumentindicatingthattranshipmentwillormaytakeplaceisacceptable,evenifthecreditprohibitstranshipment.
ii.即使信用证禁止转运，银行也将接受注明转运将发生或可能发生的运输单据。
Article20BillofLading
第二十条提单
a.Abilloflading,howevernamed,mustappearto:
a.无论其称谓如何，提单必须表面上看来：
承运人、船长或代理的任何签字必须分别表明其承运人、船长或代理的身份。
ii.indicatethatthegoodshavebeenshippedonboardanamedvesselattheportofloadingstatedinthecreditby:
ii.通过下述方式表明货物已在信用证规定的装运港装载上具名船只：
anonboardnotationindicatingthedateonwhichthegoodshavebeenshippedonboard.
注明货物已装船日期的装船批注。
Thedateofissuanceofthebillofladingwillbedeemedtobethedateofshipmentunlessthebillofladingcontainsanonboardnotationindicatingthedateofshipment,inwhichcasethedatestatedintheonboardnotationwillbedeemedtobethedateofshipment.
提单的出具日期将被视为装运日期，除非提单包含注明装运日期的装船批注，在此情况下，装船批注中显示的日期将被视为装运日期。
Ifthebillofladingcontainstheindication"intendedvessel"orsimilarqualificationinrelationtothenameofthevessel,anonboardnotationindicatingthedateofshipmentandthenameoftheactualvesselisrequired.
如果提单包含"预期船"字样或类似有关限定船只的词语时，装上具名船只必须由注明装运日期以及实际装运船只名称的装船批注来证实。
iii.indicateshipmentfromtheportofloadingtotheportofdischargestatedinthecredit.
iii.注明装运从信用证中规定的装货港至卸货港。
Ifthebillofladingdoesnotindicatetheportofloadingstatedinthecreditastheportofloading,orifitcontainstheindication“intended”orsimilarqualificationinrelationtotheportofloading,anonboardnotationindicatingtheportofloadingasstatedinthecredit,thedateofshipmentandthenameofthevesselisrequired.Thisprovisionappliesevenwhenloadingonboardorshipmentonanamedvesselisindicatedbypre-printedwordingonthebilloflading.
如果提单未注明以信用证中规定的装货港作为装货港，或包含“预期”或类似有关限定装货港的标注者，则需要提供注明信用证中规定的装货港、装运日期以及船名的装船批注。即使提单上已注明印就的“已装船”或“已装具名船只”措词，本规定仍然适用。
iv.bethesoleoriginalbillofladingor,ifissuedinmorethanoneoriginal,bethefullsetasindicatedonthebilloflading.
iv.系仅有的一份正本提单，或者，如果出具了多份正本，应是提单中显示的全套正本份数。
iv.containtermsandconditionsofcarriageormakereferencetoanothersourcecontainingthetermsandconditionsofcarriage(shortformorblankbackbilloflading).Contentsoftermsandconditionsofcarriagewillnotbeexamined.
Iv.包含承运条件须参阅包含承运条件条款及条件的某一出处（简式或背面空白的提单）者，银行对此类承运条件的条款及条件内容不予审核。
b.Forthepurposeofthisarticle,transhipmentmeansunloadingfromonevesselandreloadingtoanothervesselduringthecarriagefromtheportofloadingtotheportofdischargestatedinthecredit.
b.就本条款而言，转运意指在信用证规定的装货港到卸货港之间的海运过程中，将货物由一艘船卸下再装上另一艘船的运输。
c.i.Abillofladingmayindicatethatthegoodswillormaybetranshippedprovidedthattheentirecarriageiscoveredbyoneandthesamebilloflading.
c.i.只要同一提单包括运输全程，则提单可以注明货物将被转运或可被转运。
ii.Abillofladingindicatingthattranshipmentwillormaytakeplaceisacceptable,evenifthecreditprohibitstranshipment,ifthegoodshavebeenshippedinacontainer,trailerorLASHbargeasevidencedbythebilloflading.
ii.银行可以接受注明将要发生或可能发生转运的提单。即使信用证禁止转运，只要提单上证实有关货物已由集装箱、拖车或子母船运输，银行仍可接受注明将要发生或可能发生转运的提单。
d.Clausesinabillofladingstatingthatthecarrierreservestherighttotranshipwillbedisregarded.
Article21Non-NegotiableSeaWaybill
第二十一条非转让海运单
a.Anon-negotiableseawaybill,howevernamed,mustappearto:
a.无论其称谓如何，非转让海运单必须表面上看来：
Thedateofissuanceofthenon-negotiableseawaybillwillbedeemedtobethedateofshipmentunlessthenon-negotiableseawaybillcontainsanonboardnotationindicatingthedateofshipment,inwhichcasethedatestatedintheonboardnotationwillbedeemedtobethedateofshipment.
非转让海运单的出具日期将被视为装运日期，除非非转让海运单包含注明装运日期的装船批注，在此情况下，装船批注中显示的日期将被视为装运日期。
Ifthenon-negotiableseawaybillcontainstheindication"intendedvessel"orsimilarqualificationinrelationtothenameofthevessel,anonboardnotationindicatingthedateofshipmentandthenameoftheactualvesselisrequired.
如果非转让海运单包含"预期船"字样或类似有关限定船只的词语时，装上具名船只必须由注明装运日期以及实际装运船只名称的装船批注来证实。
Ifthenon-negotiableseawaybilldoesnotindicatetheportofloadingstatedinthecreditastheportofloading,orifitcontainstheindication“intended”orsimilarqualificationinrelationtotheportofloading,anonboardnotationindicatingtheportofloadingasstatedinthecredit,thedateofshipmentandthenameofthevesselisrequired.Thisprovisionappliesevenwhenloadingonboardorshipmentonanamedvesselisindicatedbypre-printedwordingonthenon-negotiableseawaybill.
如果非转让海运单未注明以信用证中规定的装货港作为装货港，或包含“预期”或类似有关限定装货港的标注者，则需要提供注明信用证中规定的装货港、装运日期以及船名的装船批注。即使非转让海运单上已注明印就的“已装船”或“已装具名船只”措词，本规定仍然适用。
iv.bethesoleoriginalnon-negotiableseawaybillor,ifissuedinmorethanoneoriginal,bethefullsetasindicatedonthenon-negotiableseawaybill.
iv.系仅有的一份正本非转让海运单，或者，如果出具了多份正本，应是非转让海运单中显示的全套正本份数。
v.containtermsandconditionsofcarriageormakereferencetoanothersourcecontainingthetermsandconditionsofcarriage(shortformorblankbacknon-negotiableseawaybill).Contentsoftermsandconditionsofcarriagewillnotbeexamined.
v.包含承运条件须参阅包含承运条件条款及条件的某一出处（简式或背面空白的提单）者，银行对此类承运条件的条款及条件内容不予审核。
c.i.Anon-negotiableseawaybillmayindicatethatthegoodswillormaybetranshippedprovidedthattheentirecarriageiscoveredbyoneandthesamenon-negotiableseawaybill.
c.i.只要同一非转让海运单包括运输全程，则非转让海运单可以注明货物将被转运或可被转运。
ii.Anon-negotiableseawaybillindicatingthattranshipmentwillormaytakeplaceisacceptable,evenifthecreditprohibitstranshipment,ifthegoodshavebeenshippedinacontainer,trailerorLASHbarge子母船asevidencedbythenon-negotiableseawaybill.
ii.银行可以接受注明将要发生或可能发生转运的非转让海运单。即使信用证禁止转运，只要非转让海运单上证实有关货物已由集装箱、拖车或子母船运输，银行仍可接受注明将要发生或可能发生转运的非转让海运单。
d.Clausesinanon-negotiableseawaybillstatingthatthecarrierreservestherighttotranshipwillbedisregarded.
Article22CharterPartyBillofLading
第二十二条租船合约提单
a.Abilloflading,howevernamed,containinganindicationthatitissubjecttoacharterparty(charterpartybilloflading),mustappearto:
a.无论其称谓如何，倘若提单包含有提单受租船合约约束的指示（即租船合约提单），则必须在表面上看来：
i.besignedby:
i.由下列当事方签署：
themasteroranamedagentfororonbehalfofthemaster,or
船长或船长的具名代理或代表，或
theowneroranamedagentfororonbehalfoftheowner,or
船东或船东的具名代理或代表，或
thechartereroranamedagentfororonbehalfofthecharterer.
租船主或租船主的具名代理或代表。
Anysignaturebythemaster,owner,chartereroragentmustbeidentifiedasthatofthemaster,owner,chartereroragent.
船长、船东、租船主或代理的任何签字必须分别表明其船长、船东、租船主或代理的身份。
Anysignaturebyanagentmustindicatewhethertheagenthassignedfororonbehalfofthemaster,ownerorcharterer.
代理的签字必须显示其是否作为船长、船东或租船主的代理或代表签署提单。
Anagentsigningfororonbehalfoftheownerorcharterermustindicatethenameoftheownerorcharterer.
代理人代理或代表船东或租船主签署提单时必须注明船东或租船主的名称。
Thedateofissuanceofthecharterpartybillofladingwillbedeemedtobethedateofshipmentunlessthecharterpartybillofladingcontainsanonboardnotationindicatingthedateofshipment,inwhichcasethedatestatedintheonboardnotationwillbedeemedtobethedateofshipment.
租船合约提单的出具日期将被视为装运日期，除非租船合约提单包含注明装运日期的装船批注，在此情况下，装船批注中显示的日期将被视为装运日期。
iii.indicateshipmentfromtheportofloadingtotheportofdischargestatedinthecredit.Theportofdischargemayalsobeshownasarangeofportsorageographicalarea,asstatedinthecredit.
iii.注明货物由信用证中规定的装货港运输至卸货港。卸货港可以按信用证中的规定显示为一组港口或某个地理区域。
iv.bethesoleoriginalcharterpartybillofladingor,ifissuedinmorethanoneoriginal,bethefullsetasindicatedonthecharterpartybilloflading.
iv.系仅有的一份正本租船合约提单，或者，如果出具了多份正本，应是租船合约提单中显示的全套正本份数。
b.Abankwillnotexaminecharterpartycontracts,eveniftheyarerequiredtobepresentedbythetermsofthecredit.
b.即使信用证中的条款要求提交租船合约，银行也将对该租船合约不予审核。
Article23AirTransportDocument
第二十三条空运单据
a.Anairtransportdocument,howevernamed,mustappearto:
a.无论其称谓如何，空运单据必须在表面上看来：
i.注明承运人名称并由下列当事方签署：
thecarrier,or
承运人，或
anamedagentfororonbehalfofthecarrier.
承运人的具名代理或代表。
Anysignaturebythecarrieroragentmustbeidentifiedasthatofthecarrieroragent.
承运人或代理的任何签字必须分别表明其承运人或代理的身份。
Anysignaturebyanagentmustindicatethattheagenthassignedfororonbehalfofthecarrier.
代理的签字必须显示其是否作为承运人的代理或代表签署空运单据。
ii.indicatethatthegoodshavebeenacceptedforcarriage.
ii.注明货物已收妥待运。
iii.indicatethedateofissuance.Thisdatewillbedeemedtobethedateofshipmentunlesstheairtransportdocumentcontainsaspecificnotationoftheactualdateofshipment,inwhichcasethedatestatedinthenotationwillbedeemedtobethedateofshipment.
iii.注明出具日期。这一日期将被视为装运日期，除非空运单据包含注有实际装运日期的专项批注，在此种情况下，批注中显示的日期将被视为装运日期。
Anyotherinformationappearingontheairtransportdocumentrelativetotheflightnumberanddatewillnotbeconsideredindeterminingthedateofshipment.
空运单据显示的其它任何与航班号和起飞日期有关的信息不能被视为装运日期。
iv.indicatetheairportofdepartureandtheairportofdestinationstatedinthecredit.
Iv．表明信用证规定的起飞机场和目的地机场
v.betheoriginalforconsignororshipper,evenifthecreditstipulatesafullsetoforiginals.
v.为开给发货人或拖运人的正本，即使信用证规定提交全套正本。
vi.containtermsandconditionsofcarriageormakereferencetoanothersourcecontainingthetermsandconditionsofcarriage.Contentsoftermsandconditionsofcarriagewillnotbeexamined.
Vi.载有承运条款和条件，或提示条款和条件参见别处。银行将不审核承运条款和条件的内容
b.Forthepurposeofthisarticle,transhipmentmeansunloadingfromoneaircraftandreloadingtoanotheraircraftduringthecarriagefromtheairportofdeparturetotheairportofdestinationstatedinthecredit.
b.就本条而言，转运是指在信用证规定的起飞机场到目的地机场的运输过程中，将货物从一飞机卸下再装上另一飞机的行为。
c.i.Anairtransportdocumentmayindicatethatthegoodswillormaybetranshipped,providedthattheentirecarriageiscoveredbyoneandthesameairtransportdocument.
c.i.空运单据可以注明货物将要或可能转运，只要全程运输由同一空运单据涵盖。
ii.Anairtransportdocumentindicatingthattranshipmentwillormaytakeplaceisacceptable,evenifthecreditprohibitstranshipment.
ii.即使信用证禁止转运，注明将要或可能发生转运的空运单据仍可接受。
Article24Road,RailorInlandWaterwayTransportDocuments
第二十四条公路、铁路或内陆水运单据
a.Aroad,railorinlandwaterwaytransportdocument,howevernamed,mustappearto:
a.公路、铁路或内陆水运单据，无论名称如何，必须看似：
i.indicatethenameofthecarrierand:
i．表明承运人名称，并且
besignedbythecarrieroranamedagentfororonbehalfofthecarrier,or
。由承运人或其具名代理人签署，或者
indicatereceiptofthegoodsbysignature,stampornotationbythecarrieroranamedagentfororonbehalfofthecarrier.
。由承运人或其具名代理人以签字、印戳或批注表明货物收讫。
Anysignature,stampornotationofreceiptofthegoodsbythecarrieroragentmustbeidentifiedasthatofthecarrieroragent.
承运人或其具名代理人的售货签字、印戳或批注必须标明其承运人或代理人的身份。
Anysignature,stampornotationofreceiptofthegoodsbytheagentmustindicatethattheagenthassignedoractedfororonbehalfofthecarrier.
代理人的收获签字、印戳或批注必须标明代理人系代表承运人签字或行事。
Ifarailtransportdocumentdoesnotidentifythecarrier,anysignatureorstampoftherailwaycompanywillbeacceptedasevidenceofthedocumentbeingsignedbythecarrier.
如果铁路运输单据没有指明承运人，可以接受铁路运输公司的任何签字或印戳作为承运人签署单据的证据。
ii.indicatethedateofshipmentorthedatethegoodshavebeenreceivedforshipment,dispatchorcarriageattheplacestatedinthecredit.Unlessthetransportdocumentcontainsadatedreception、stamp,anindicationofthedateofreceiptoradateofshipment,thedateofissuanceofthetransportdocumentwillbedeemedtobethedateofshipment.
ii.表明货物在信用证规定地点的发运日期，或者收讫代运或代发送的日期。运输单据的出具日期将被视为发运日期，除非运输单据上盖有带日期的收货印戳，或注明了收货日期或发运日期。
iii.indicatetheplaceofshipmentandtheplaceofdestinationstatedinthecredit.
Iii．表明信用证规定的发运地及目的地。
b.i.Aroadtransportdocumentmustappeartobetheoriginalforconsignororshipperorbearnomarkingindicatingforwhomthedocumenthasbeenprepared.
b.i.公路运输单据必须看似为开给发货人或托运人的正本，或没有认可标记表明单据开给何人。
ii.Arailtransportdocumentmarked“duplicate”willbeacceptedasanoriginal.
ii.注明“第二联”的铁路运输单据将被作为正本接受。
iii.Arailorinlandwaterwaytransportdocumentwillbeacceptedasanoriginalwhethermarkedasanoriginalornot.
iii.无论是否注明正本字样，铁路或内陆水运单据都被作为正本接受。
c.Intheabsenceofanindicationonthetransportdocumentastothenumberoforiginalsissued,thenumberpresentedwillbedeemedtoconstituteafullset.
c.如运输单据上未注明出具的正本数量，提交的分数即视为全套正本。
d.Forthepurposeofthisarticle,transhipmentmeansunloadingfromonemeansofconveyanceandreloadingtoanothermeansofconveyance,withinthesamemodeoftransport,duringthecarriagefromtheplaceofshipment,dispatchorcarriagetotheplaceofdestinationstatedinthecredit.
d.就本条而言，转运是指在信用证规定的发运、发送或运送的地点到目的地之间的运输过程中，在同一运输方式中从一运输工具卸下再装上另一运输工具的行为。
e.i.Aroad,railorinlandwaterwaytransportdocumentmayindicatethatthegoodswillormaybetranshippedprovidedthattheentirecarriageiscoveredbyoneandthesametransportdocument.
e.i.只要全程运输由同一运输单据涵盖，公路、铁路或内陆水运单据可以注明货物将要或可能被转运。
ii.Aroad,railorinlandwaterwaytransportdocumentindicatingthattranshipmentwillormaytakeplaceisacceptable,evenifthecreditprohibitstranshipment.
ii.即使信用证禁止转运，注明将要或可能发生转运的公路、铁路或内陆水运单据仍可接受。
Article25CourierReceipt,PostReceiptorCertificateofPosting
第二十五条快递收据、邮政收据或投邮证明
a.Acourierreceipt,howevernamed,evidencingreceiptofgoodsfortransport,mustappearto:
a.证明货物收讫待运的快递收据，无论名称如何，必须看似：
i.indicatethenameofthecourierserviceandbestampedorsignedbythenamedcourierserviceattheplacefromwhichthecreditstatesthegoodsaretobeshipped;and
i.表明快递机构的名称，并在信用证规定的货物发运地点由该具名快递机构盖章或签字；并且
ii.indicateadateofpick-uporofreceiptorwordingtothiseffect.Thisdatewillbedeemedtobethedateofshipment.
ii.表明取件或收件的日期或类似词语。该日期将被视为发运日期。
b.Arequirementthatcourierchargesaretobepaidorprepaidmaybesatisfiedbyatransportdocumentissuedbyacourierserviceevidencingthatcourierchargesarefortheaccountofapartyotherthantheconsignee.
b.如果要求显示快递费用付讫或预付，快递机构出具的表明快递费由收货人以外的一方支付的运输单据可以满足该项要求。
c.Apostreceiptorcertificateofposting,howevernamed,evidencingreceiptofgoodsfortransport,mustappeartobestampedorsignedanddatedattheplacefromwhichthecreditstatesthegoodsaretobeshipped.Thisdatewillbedeemedtobethedateofshipment.
c.证明货物收讫待运的邮政收据或投邮证明，无论名称如何，必须看似在信用证规定的货物发运地点盖章或签署并注明日期。该日期将被视为发运日期。
Article26"OnDeck","Shipper'sLoadandCount",“SaidbyShippertoContain”andChargesAdditionaltoFreight
第二十六条“货装舱面”、“托运人装载和计数”、“内容据托运人报称”及运费之外的费用
a.Atransportdocumentmustnotindicatethatthegoodsareorwillbeloadedondeck.Aclauseonatransportdocumentstatingthatthegoodsmaybeloadedondeckisacceptable.
b.Atransportdocumentbearingaclausesuchas"shipper'sloadandcount"and"saidbyshippertocontain"isacceptable.
b.载有诸如“托运人装载和计数”或“内容据托运人报称”条款的运输单据可以接受。
c.Atransportdocumentmaybearareference,bystamporotherwise,tochargesadditionaltothefreight.
c.运输单据上可以以印戳或其他方式提及运费之外的费用。
Article27CleanTransportDocument
第二十七条清洁运输单据
Abankwillonlyacceptacleantransportdocument.Acleantransportdocumentisonebearingnoclauseornotationexpresslydeclaringadefectiveconditionofthegoodsortheirpackaging.Theword“clean”neednotappearonatransportdocument,evenifacredithasarequirementforthattransportdocumenttobe“cleanonboard”.
银行只接受清洁运输单据。清洁运输单据指未载有明确宣称货物或包装有缺陷的条款或批注的运输单据。“清洁”一词并不需要在运输单据上出现，即使信用证要求运输单据为“清洁已装船”的。
Article28InsuranceDocumentandCoverage
第二十八条保险单据及保险范围
a.Aninsurancedocument,suchasaninsurancepolicy,aninsurancecertificateoradeclarationunderanopencover,mustappeartobeissuedandsignedbyaninsurancecompany,anunderwriterortheiragentsortheirproxies.
Anysignaturebyanagentorproxymustindicatewhethertheagentorproxyhassignedfororonbehalfoftheinsurancecompanyorunderwriter.
代理人或代表的签字必须标明其系代表保险公司或承保人签字。
b.Whentheinsurancedocumentindicatesthatithasbeenissuedinmorethanoneoriginal,alloriginalsmustbepresented.
b.如果保险单据表明其以多份正本出具，所有正本均须提交。
c.Covernoteswillnotbeaccepted.
c.暂保单将不被接受。
d.Aninsurancepolicyisacceptableinlieuofaninsurancecertificateoradeclarationunderanopencover.
e.Thedateoftheinsurancedocumentmustbenolaterthanthedateofshipment,unlessitappearsfromtheinsurancedocumentthatthecoveriseffectivefromadatenotlaterthanthedateofshipment.
e.保险单据日期不得晚于发运日期，除非保险单据表明保险责任不迟于发运日生效。
f.i.Theinsurancedocumentmustindicatetheamountofinsurancecoverageandbeinthesamecurrencyasthecredit.
f.i.保险单据必须表明投保金额并以与信用证相同的货币表示。
ii.Arequirementinthecreditforinsurancecoveragetobeforapercentageofthevalueofthegoods,oftheinvoicevalueorsimilarisdeemedtobetheminimumamountofcoveragerequired.
Ii．信用证对于投保金额为货物价值、发票金额或类似金额的某一比例的要求，将被视为对最低保额的要求。
Ifthereisnoindicationinthecreditoftheinsurancecoveragerequired,theamountofinsurancecoveragemustbeatleast110%oftheCIForCIPvalueofthegoods.
如果信用证对投保金额未作规定，投保金额须至少为货物的CIF或CIP价格的110%。
WhentheCIForCIPvaluecannotbedeterminedfromthedocuments,theamountofinsurancecoveragemustbecalculatedonthebasisoftheamountforwhichhonourornegotiationisrequestedorthegrossvalueofthegoodsasshownontheinvoice,whicheverisgreater.
如果从单据中不能确定CIF或者CIP价格，投保金额必须基于要求承付或议付的金额，或者基于发票上显示的货物总值来计算，两者之中取金额较高者。
iii.Theinsurancedocumentmustindicatethatrisksarecoveredatleastbetweentheplaceoftakinginchargeorshipmentandtheplaceofdischargeorfinaldestinationasstatedinthecredit.
iii.保险单据须标明承包的风险区间至少涵盖从信用证规定的货物监管地或发运地开始到卸货地或最终目的地为止。
g.Acreditshouldstatethetypeofinsurancerequiredand,ifany,theadditionalriskstobecovered.Aninsurancedocumentwillbeacceptedwithoutregardtoanyrisksthatarenotcoveredifthecreditusesimprecisetermssuchas“usualrisks”or“customaryrisks”.
g.信用证应规定所需投保的险别及附加险（如有的话）。如果信用证使用诸如“通常风险”或“惯常风险”等含义不确切的用语，则无论是否有漏保之风险，保险单据将被照样接受。
h.Whenacreditrequiresinsuranceagainst“allrisks”andaninsurancedocumentispresentedcontainingany“allrisks”notationorclause,whetherornotbearingtheheading“allrisks”,theinsurancedocumentwillbeacceptedwithoutregardtoanyrisksstatedtobeexcluded.
i.Aninsurancedocumentmaycontainreferencetoanyexclusionclause.
i.保险单据可以援引任何除外责任条款。
j.Aninsurancedocumentmayindicatethatthecoverissubjecttoafranchiseorexcess(deductible).
j.保险单据可以注明受免赔率或免赔额（减除额）约束。
Article29ExtensionofExpiryDateorLastDayforPresentation
第二十九条截止日或最迟交单日的顺延
a.Iftheexpirydateofacreditorthelastdayforpresentationfallsonadaywhenthebanktowhichpresentationistobemadeisclosedforreasonsotherthanthosereferredtoinarticle36,theexpirydateorthelastdayforpresentation,asthecasemaybe,willbeextendedtothefirstfollowingbankingday.
a.如果信用证的截至日或最迟交单日适逢接受交单的银行非因第三十六条所述原因而歇业，则截止日或最迟交单日，视何者适用，将顺延至其重新开业的第一个银行工作日。
b.Ifpresentationismadeonthefirstfollowingbankingday,anominatedbankmustprovidetheissuingbankorconfirmingbankwithastatementonitscoveringschedulethatthepresentationwasmadewithinthetimelimitsextendedinaccordancewithsub-article29(a).
c.Thelatestdateforshipmentwillnotbeextendedasaresultofsub-article29(a).
c.最迟发运日不因第二十九条a款规定的原因而顺延。
Article30ToleranceinCreditAmount,QuantityandUnitPrices
第三十条信用证金额、数量与单价的增减幅度
a.Thewords"about"or"approximately"usedinconnectionwiththeamountofthecreditorthequantityortheunitpricestatedinthecreditaretobeconstruedasallowingatolerancenottoexceed10%moreor10%lessthantheamount,thequantityortheunitpricetowhichtheyrefer.
a.“约”或“大约”用语信用证金额或信用证规定的数量或单价时，应解释为允许有关金额或数量或单价有不超过10%的增减幅度。
b.Atolerancenottoexceed5%moreor5%lessthanthequantityofthegoodsisallowed,providedthecreditdoesnotstatethequantityintermsofastipulatednumberofpackingunitsorindividualitemsandthetotalamountofthedrawingsdoesnotexceedtheamountofthecredit.
b.在信用证未以包装单位件数或货物自身件数的方式规定货物数量时，货物数量允许有5%的增减幅度，只要总支取金额不超过信用证金额。
c.Evenwhenpartialshipmentsarenotallowed,atolerancenottoexceed5%lessthantheamountofthecreditisallowed,providedthatthequantityofthegoods,ifstatedinthecredit,isshippedinfullandaunitprice,ifstatedinthecredit,isnotreducedorthatsub-article30(b)isnotapplicable.Thistolerancedoesnotapplywhenthecreditstipulatesaspecifictoleranceorusestheexpressionsreferredtoinsub-article30(a).
c.如果信用证规定了货物数量，而该数量已全部发运，及如果信用证规定了单价，而该单价又未降低，或当第三十条b款不适用时，则即使不允许部分装运，也允许支取的金额有5%的减幅。若信用证规定有特定的增减幅度或使用第三十条a款提到的用语限定数量，则该减幅不适用。
Article31PartialDrawingsorShipments
第三十一条分批支款或分批装运
a.Partialdrawingsorshipmentsareallowed.
a.允许分批支款或分批装运
b.Apresentationconsistingofmorethanonesetoftransportdocumentsevidencingshipmentcommencingonthesamemeansofconveyanceandforthesamejourney,providedtheyindicatethesamedestination,willnotberegardedascoveringapartialshipment,eveniftheyindicatedifferentdatesofshipmentordifferentportsofloading,placesoftakinginchargeordispatch.Ifthepresentationconsistsofmorethanonesetoftransportdocuments,thelatestdateofshipmentasevidencedonanyofthesetsoftransportdocumentswillberegardedasthedateofshipment.
b.表明使用同一运输工具并经由同次航程运输的数套运输单据在同一次提交时，只要显示相同目的地，将不视为部分发运，即使运输单据上标明的发运日期不通或装卸港、接管地或发送地点不同。如果交单由数套运输单据构成，其中最晚的一个发运日将被视为发运日。
Apresentationconsistingofoneormoresetsoftransportdocumentsevidencingshipmentonmorethanonemeansofconveyancewithinthesamemodeoftransportwillberegardedascoveringapartialshipment,evenifthemeansofconveyanceleaveonthesamedayforthesamedestination.
含有一套或数套运输单据的交单，如果表明在同一种运输方式下经由数件运输工具运输，即使运输工具在同一天出发运往同一目的地，仍将被视为部分发运。
c.Apresentationconsistingofmorethanonecourierreceipt,postreceiptorcertificateofpostingwillnotberegardedasapartialshipmentifthecourierreceipts,postreceiptsorcertificatesofpostingappeartohavebeenstampedorsignedbythesamecourierorpostalserviceatthesameplaceanddateandforthesamedestination.
c.含有一份以上快递收据、邮政收据或投邮证明的交单，如果单据看似由同一块地或邮政机构在同一地点和日期加盖印戳或签字并且表明同一目的地，将不视为部分发运。
Article32InstalmentDrawingsorShipments
第三十二条分期支款或分期装运
Ifadrawingorshipmentbyinstalmentswithingivenperiodsisstipulatedinthecreditandanyinstalmentisnotdrawnorshippedwithintheperiodallowedforthatinstalment,thecreditceasestobeavailableforthatandanysubsequentinstalment.
Article33HoursofPresentation
Abankhasnoobligationtoacceptapresentationoutsideofitsbankinghours.
Article34DisclaimeronEffectivenessofDocuments
第三十四条关于单据有效性的免责
Abankassumesnoliabilityorresponsibilityfortheform,sufficiency,accuracy,genuineness,falsificationorlegaleffectofanydocument,orforthegeneralorparticularconditionsstipulatedinadocumentorsuperimposedthereon;nordoesitassumeanyliabilityorresponsibilityforthedescription,quantity,weight,quality,condition,packing,delivery,valueorexistenceofthegoods,servicesorotherperformancerepresentedbyanydocument,orforthegoodfaithoractsoromissions,solvency,performanceorstandingoftheconsignor,thecarrier,theforwarder,theconsigneeortheinsurerofthegoodsoranyotherperson.
银行对任何单据的形式、充分性、准确性、内容真实性、虚假性或法律效力，或对单据中规定或添加的一般或特殊条件，概不负责；银行对任何单据所代表的货物、服务或其他履约行为的描述、数量、重量、品质、状况、包装、交付、价值或其存在与否，或对发货人、承运人、货运代理人、收货人、货物的保险人或其他任何人的诚信与否，作为或不作为、清偿能力、履约或资信状况，也概不负责。
Article35DisclaimeronTransmissionandTranslation
第三十五条关于信息传递和翻译的免责
Abankassumesnoliabilityorresponsibilityfortheconsequencesarisingoutofdelay,lossintransit,mutilationorothererrorsarisinginthetransmissionofanymessagesordeliveryoflettersordocuments,whensuchmessages,lettersordocumentsaretransmittedorsentaccordingtotherequirementsstatedinthecredit,orwhenthebankmayhavetakentheinitiativeinthechoiceofthedeliveryserviceintheabsenceofsuchinstructionsinthecredit.
当报文、信件或单据按照信用证的要求传输或发送时，或当信用证未作指示，银行自行选择传送服务时，银行对报文传输或信件或单据的递送过程中发生的延误、中途遗失、残缺或其他错误产生的后果，概不负责。
Ifanominatedbankdeterminesthatapresentationiscomplyingandforwardsthedocumentstotheissuingbankorconfirmingbank,whetherornotthenominatedbankhashonouredornegotiated,anissuingbankorconfirmingbankmusthonourornegotiate,orreimbursethatnominatedbank,evenwhenthedocumentshavebeenlostintransitbetweenthenominatedbankandtheissuingbankorconfirmingbank,orbetweentheconfirmingbankandtheissuingbank.
如果指定银行确定交单相符并将单据发往开证行或保兑行。无论指定的银行是否已经承付或议付，开证行或保兑行必须承付或议付，或偿付指定银行，即使单据在指定银行送往开证行或保兑行的途中，或保兑行送往开证行的途中丢失。
Abankassumesnoliabilityorresponsibilityforerrorsintranslationorinterpretationoftechnicaltermsandmaytransmitcredittermswithouttranslatingthem.
银行对技术术语的翻译或解释上的错误，不负责任，并可不加翻译地传送信用证条款。
Article36ForceMajeure
第三十六条不可抗力
AbankassumesnoliabilityorresponsibilityfortheconsequencesarisingoutoftheinterruptionofitsbusinessbyActsofGod,riots,civilcommotions,insurrections,wars,actsofterrorism,orbyanystrikesorlockoutsoranyothercausesbeyonditscontrol.
银行对由于天灾、暴动、骚乱、叛乱、战争、恐怖主义行为或任何罢工、停工或其无法控制的任何其他原因导致的营业中断的后果，概不负责。
Abankwillnot,uponresumptionofitsbusiness,honourornegotiateunderacreditthatexpiredduringsuchinterruptionofitsbusiness.
银行恢复营业时，对于在营业中断期间已逾期的信用证，不再进行承付或议付。
Article37DisclaimerforActsofanInstructedParty
第三十七条关于被指示方行为的免责
a.Abankutilizingtheservicesofanotherbankforthepurposeofgivingeffecttotheinstructionsoftheapplicantdoessofortheaccountandattheriskoftheapplicant.
a.为了执行申请人的指示，银行利用其他银行的服务，其费用和风险由申请人承担。
b.Anissuingbankoradvisingbankassumesnoliabilityorresponsibilityshouldtheinstructionsittransmitstoanotherbanknotbecarriedout,evenifithastakentheinitiativeinthechoiceofthatotherbank.
b.即使银行自行选择了其他银行，如果发出指示未被执行，开证行或通知行对此亦不负责。
c.Abankinstructinganotherbanktoperformservicesisliableforanycommissions,fees,costsorexpenses(“charges”)incurredbythatbankinconnectionwithitsinstructions.
c.指示另一银行提供服务的银行有责任负担被执释放因执行指示而发生的任何佣金、手续费、成本或开支（“费用”）。
Ifacreditstatesthatchargesarefortheaccountofthebeneficiaryandchargescannotbecollectedordeductedfromproceeds,theissuingbankremainsliableforpaymentofcharges.
如果信用证规定费用由受益人负担，而该费用未能收取或从信用证款项中扣除，开证行依然承担支付此费用的责任。
Acreditoramendmentshouldnotstipulatethattheadvisingtoabeneficiaryisconditionaluponthereceiptbytheadvisingbankorsecondadvisingbankofitscharges.
信用证或其修改不应规定向受益人的通知以通知行或第二通知行收到其费用为条件。
d.Theapplicantshallbeboundbyandliabletoindemnifyabankagainstallobligationsandresponsibilitiesimposedbyforeignlawsandusages.
d.外国法律和惯例加诸于银行的一切义务和责任，申请人应受其约束，并就此对银行负补偿之责。
Article38TransferableCredits
第三十八条可转让信用证
a.Abankisundernoobligationtotransferacreditexcepttotheextentandinthemannerexpresslyconsentedtobythatbank.
a.银行无办理转让信用证的义务，除非该银行明确同意其转让范围和转让方式。
b.Forthepurposeofthisarticle:
b.就本条款而言：
Transferablecreditmeansacreditthatspecificallystatesitis“transferable”.Atransferablecreditmaybemadeavailableinwholeorinparttoanotherbeneficiary(“secondbeneficiary”)attherequestofthebeneficiary(“firstbeneficiary”).
转让信用证意指明确表明其“可以转让”的信用证。根据受益人（“第一受益人”）的请求，转让信用证可以被全部或部分地转让给其他受益人（“第二受益人”）。
Transferringbankmeansanominatedbankthattransfersthecreditor,inacreditavailablewithanybank,abankthatisspecificallyauthorizedbytheissuingbanktotransferandthattransfersthecredit.Anissuingbankmaybeatransferringbank.
Transferredcreditmeansacreditthathasbeenmadeavailablebythetransferringbanktoasecondbeneficiary.
转让信用证意指经转让银行办理转让后可供第二受益人使用的信用证。
c.Unlessotherwiseagreedatthetimeoftransfer,allcharges(suchascommissions,fees,costsorexpenses)incurredinrespectofatransfermustbepaidbythefirstbeneficiary.
c.除非转让时另有约定，所有因办理转让而产生的费用（诸如佣金、手续费、成本或开支）必须由第一受益人支付。
d.Acreditmaybetransferredinparttomorethanonesecondbeneficiaryprovidedpartialdrawingsorshipmentsareallowed.
d.倘若信用证允许分批支款或分批装运，信用证可以被部分地转让给一个以上的第二受益人。
Atransferredcreditcannotbetransferredattherequestofasecondbeneficiarytoanysubsequentbeneficiary.Thefirstbeneficiaryisnotconsideredtobeasubsequentbeneficiary.
第二受益人不得要求将信用证转让给任何次序位居其后的其他受益人。第一受益人不属于此类其他受益人之列。
e.Anyrequestfortransfermustindicateifandunderwhatconditionsamendmentsmaybeadvisedtothesecondbeneficiary.Thetransferredcreditmustclearlyindicatethoseconditions.
e.任何有关转让的申请必须指明是否以及在何种条件下可以将修改通知第二受益人。转让信用证必须明确指明这些条件。
f.Ifacreditistransferredtomorethanonesecondbeneficiary,rejectionofanamendmentbyoneormoresecondbeneficiarydoesnotinvalidatetheacceptancebyanyothersecondbeneficiary,withrespecttowhichthetransferredcreditwillbeamendedaccordingly.Foranysecondbeneficiarythatrejectedtheamendment,thetransferredcreditwillremainunamended.
f.如果信用证被转让给一个以上的第二受益人，其中一个或多个第二受益人拒绝接受某个信用证修改并不影响其他第二受益人接受修改。对于接受修改的第二受益人而言，信用证已做相应的修改；对于拒绝接受修改的第二受益人而言，该转让信用证仍未被修改。
g.Thetransferredcreditmustaccuratelyreflectthetermsandconditionsofthecredit,includingconfirmation,ifany,withtheexceptionof:
g.转让信用证必须准确转载原证的条款及条件，包括保兑（如有），但下列项目除外：
-theamountofthecredit,
-信用证金额，
-anyunitpricestatedtherein,
-信用证规定的任何单价，
-theexpirydate,
-到期日，
-theperiodforpresentation,or
-单据提示期限
-thelatestshipmentdateorgivenperiodforshipment,
-最迟装运日期或规定的装运期间。
anyorallofwhichmaybereducedorcurtailed.
以上任何一项或全部均可减少或缩短。
Thepercentageforwhichinsurancecovermustbeeffectedmaybeincreasedtoprovidetheamountofcoverstipulatedinthecreditorthesearticles.
必须投保的保险金额的投保比例可以增加，以满足原信用证或本惯例规定的投保金额。
Thenameofthefirstbeneficiarymaybesubstitutedforthatoftheapplicantinthecredit.
可以用第一受益人的名称替换原信用证中申请人的名称。
Ifthenameoftheapplicantisspecificallyrequiredbythecredittoappearinanydocumentotherthantheinvoice,suchrequirementmustbereflectedinthetransferredcredit.
如果原信用证特别要求开证申请人名称应在除发票以外的任何单据中出现时，则转让信用证必须反映出该项要求。
h.Thefirstbeneficiaryhastherighttosubstituteitsowninvoiceanddraft,ifany,forthoseofasecondbeneficiaryforanamountnotinexcessofthatstipulatedinthecredit,anduponsuchsubstitutionthefirstbeneficiarycandrawunderthecreditforthedifference,ifany,betweenitsinvoiceandtheinvoiceofasecondbeneficiary.
h.第一受益人有权以自己的发票和汇票（如有），替换第二受益人的发票和汇票（如有），其金额不得超过原信用证的金额。在如此办理单据替换时，第一受益人可在原信用证项下支取自己发票与第二受益人发票之间产生的差额（如有）。
i.Ifthefirstbeneficiaryistopresentitsowninvoiceanddraft,ifany,butfailstodosoonfirstdemand,oriftheinvoicespresentedbythefirstbeneficiarycreatediscrepanciesthatdidnotexistinthepresentationmadebythesecondbeneficiaryandthefirstbeneficiaryfailstocorrectthemonfirstdemand,thetransferringbankhastherighttopresentthedocumentsasreceivedfromthesecondbeneficiarytotheissuingbank,withoutfurtherresponsibilitytothefirstbeneficiary.
i.如果第一受益人应当提交其自己的发票和汇票（如有），但却未能在收到第一次要求时照办；或第一受益人提交的发票导致了第二受益人提示的单据中本不存在的不符点，而其未能在收到第一次要求时予以修正，则转让银行有权将其从第二受益人处收到的单据向开证行提示，并不再对第一受益人负责。
j.Thefirstbeneficiarymay,initsrequestfortransfer,indicatethathonourornegotiationistobeeffectedtoasecondbeneficiaryattheplacetowhichthecredithasbeentransferred,uptoandincludingtheexpirydateofthecredit.Thisiswithoutprejudicetotherightofthefirstbeneficiaryinaccordancewithsub-article38(h).
j.第一受益人可以在其提出转让申请时，表明可在信用证被转让的地点，在原信用证的到期日之前（包括到期日）向第二受益人予以兑付或议付。本条款并不损害第一受益人在第三十八条（h）款下的权利。
k.Presentationofdocumentsbyoronbehalfofasecondbeneficiarymustbemadetothetransferringbank.
ｋ．由第二受益人或代表第二受益人提交的单据必须向转让银行提示。
Article39AssignmentofProceeds
第三十九条款项让渡
Thefactthatacreditisnotstatedtobetransferableshallnotaffecttherightofthebeneficiarytoassignanyproceedstowhichitmaybeormaybecomeentitledunderthecredit,inaccordancewiththeprovisionsofapplicablelaw.Thisarticlerelatesonlytotheassignmentofproceedsandnottotheassignmentoftherighttoperformunderthecredit.
信用证未表明可转让，并不影响受益人根据所适用的法律规定，将其在该信用证项下有权获得的款项让渡与他人的权利。本条款所涉及的仅是款项的让渡，而不是信用证项下执行权力的让渡。