InternationalMedicalGroup,Inc.(IMG)isaworldwideleaderinprovidingawiderangeofinternationalmedicalandhealthrelatedinsuranceproductsandservicestoindividuals,familiesandcompaniesaroundtheglobe.
Since1990,IMGhasprovided24hourGlobalPeaceofMindandmedicalsecurityforhundredsofthousandsofindividualsandfamiliesinover150countries.
WorkinginassociationwithourpartnersinChinaandwithservicecentresinbothNorthAmericaandEuropeandwithinsuranceplansprovidingaccesstohospitals,clinics,doctorsandspecialistsallovertheworld--IMGanditsaffiliatedgroupofcompanies(includingIMGEurope,Ltd.(IMGE),awhollyownedsubsidiary)aretheretohelpyouwhenyouneeditmost,24/7/365.
ThePingAnGlobalSelectHeadStartSMsub-planisveryaffordable'entrylevel'medicalinsurancedesignedtogetyoutoseeaconsultantorspecialistprivatelyandquickly--whetherbeforeorafterhospitaladmission,orfollowingout-patientsurgery.
Allowsyoutoreceivetheprivatein-patienttreatmentyouneed,whenyouneedit,aswellasout-patientsurgery,cancertestsandMRI/CTscans
Includesemergencyevacuationandrepatriationtothenearestmedicalfacilitywithinyourgeographicareaofcover
"Goprivate"andavoidhavingtosufferunnecessaryorlongwaitinglists
ThePingAnGlobalSelectBasicSMsub-planisaffordableandeffectivemedicalinsurancethatgivesyouhigherlimitsandmoresectionsofcoverthanHeadStart.Aswellasin-patienttreatment,out-patientsurgery,cancertestsandMRI/CTscans,theBasicsub-planprovidesawiderangeofadditionalcovers,including:
Familydoctorfees,treatment,referralsandprescribedmedicinesrelatingtopreandposthospitaltreatment
Majororgantransplant
Physiotherapy
Homeopathicandosteopathictreatments
Homenursing
Compassionatevisits
Stabilizationofanacuteepisodeofachronicmedicalcondition
LimitedworldwideaccidentandemergencycoverisalsoavailableundertheBasicsub-planifyoutraveloutsideyourgeographicareaofcover.What'smore,ifdeclaredandaccepted,limitedcovercanevenbeincludedforpre-existingmedicalconditionsfollowing24monthscontinuouscoverunderthePingAnGlobalSelectplan.
ThePingAnGlobalSelectStandardSMsub-planofferssignificantlywiderandincreasedbenefitscomparedwiththeBasicsub-plan,withextensivecoverforfamilydoctortreatmentandprescribedmedicines,includingadditionalbenefitsfor:
Complementarymedicaltreatment
AIDS/HIVtreatment
HormoneReplacementTherapy(earlyonset)
RehabilitationandHospiceCare
Psychiatrictreatment
Annualhealthandwellnesscheckupsforadultsandchildren
...andmuchmore!
Coverisalsoavailablefordeclaredandacceptedpre-existingconditionsandon-goingchronicandpalliativetreatment,after24monthscontinuouscover.YoucanelecttohaveeligibletreatmentintheUSAwithinournetworkofproviders.
ThePingAnGlobalSelectExecutives""sub-planoffersyousomeofthehighestlimitsofcoverandthewidestrangeofpremierinternationalmedicalinsurancecoversavailableanywhereintheworldtoday.TheExecutivesub-planprovidesallthecoversaboveandmore,including:
Visioncontributionbenefit
Routinedentaltreatment(after6monthscontinuouscover)
Restorativedentaltreatment(after12monthscontinuouscover)
Anextensiverangeofmaternitycovers(after12monthscontinuouscover)
Byrestrictingyourcovertocertaingeographicareasyoucanreducethepremiumyoupay.WiththePingAnGlobalSelectplanyouhaveachoiceofthreedifferentgeographicareasofcover:
EUROPEINCLUDING:
Albania,Andorra,Armenia,Austria,Azerbaijan,Belgium,BosniaandHerzegovina,Bulgaria,CanaryIslands,ChannelIslands,Croatia,Cyprus,theCzechRepublic,Denmark,Estonia,Finland,France,Georgia,Germany,Gibraltar,Greece,Greenland,Holland,Hungary,Iceland,Ireland,Italy,Jersey,Kazakhstan,Kyrgyzstan,Latvia,Liechtenstein,Lithuania,Luxembourg,Macedonia,Madeira,Malta,Moldova,Monaco,Netherlands,Norway,Poland,Portugal,Romania,RussianFederation,SanMarino,Serbia,theSlovakRepublic,Slovenia,Spain(includingtheBalearicsandCanaryIslands),Sweden,Switzerland,Tajikistan,Turkey,Turkmenistan,Ukraine,UnitedKingdom,Uzbekistan,theVaticanCityandYugoslavia.
WORLDWID,EXCLUDINGUSA/CANADA
WORLDWIDE
Astandardexcessisthefirstamountofaclaimpayablebyyoubeforeanybenefitsarepaidundertheplan.Thereisonlyoneexcesspermedicalconditionperperiodofinsurance.TheScheduleofCoverandExcessesidentifiestheStandardExcessthatappliestoyourchosenPingAnGlobalSelectsub-plan.Thereisalsoarangeofoptionalvoluntarymedicalexcessesavailabletoyouandyourfamily:
OntheStandardandExecutivesub-plans,forasmallincreaseinpremiumyoumaychoosetoreduceyourexcessfromthatofthestandardexcess.
Alternatively,youmaychoosetoincreasetheexcessabovethatofthestandardexcessandthiswillresultinareductioninyourstandardpremiumofupto45%dependingupontheincreasedexcessyouselect.
Callthe24-hourHotlineat:
4006786396whenyouareinChinaor
+441444465577whenyouareoutofChina
Yourclaimswillbesettledefficiently,andinmostcasesifyouareadmittedtohospitalouradministratorscanarrangetopaythehospitalormedicalproviderdirect.OnceyourapplicationforyourPingAnGlobalSelectplanisapproved,youwillreceiveafulfilmentkitwhichincludesaPingAnGlobalSelectidentificationcardandclaimforms.Whenyoureceivetreatment,originalitemisedbillsmustbereceivedbyouradministratorswithin90daysofservices.RefertoyourPolicyWordingandclaimformforfurtherclaimssubmissionandsettlementinformation.